E&O Coverage for an individual's liability arising out of his/her acts as a life insurance agent, P&C agent, registered representative and/or investment advisor. Errors and Omissions coverage is professional liability insurance that protects professionals against negligence and other claims initiated by his/her clients. General liability insurance policies do not cover claims arising out of business or professional practices such as negligence or misrepresentation, which is why you need E&O to protect you and your business. We offer a menu approach to coverage so you only pay for what you need. Click Plan 1 or Plan 2 below for more information.